By submitting this inquiry you agree that we, EL Mumtaz, or any of our affiliates, may verify the information contained herein. We may verify your name, address, phone, employment, income, credit report, and gather all other necessary information with creditors, credit reporting agencies, employers, third parties, and through records maintained by federal and state agencies (including DMV). You waive any rights of confidentiality you may have in that information under applicable law. Furthermore you grant us permission to send you correspondence via postal mail, electronic mail [email], or other means of communication. You also grant us permission to communicate with you via text message. By signing and submitting this inquiry you certify that you read and understood this disclosure herein and you agree to the terms of this application.